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5 places to never use a bank, credit card

By Shaun Murphy, CEO Private Giant



According to ConsumerCredit.com, 80% of consumers use their debit cards for everyday
purchases like gas, meals and groceries instead of cash. While a card is more convenient to
simply swipe through a machine versus counting out change and worrying if you have enough
cash on hand to make a purchase, it is not always the safest way to pay.

Cash cannot be traced to a bank account or to other personal financial information like a bank
or credit card can.

Privacy and security expert Shaun Murphy, founder of Private Giant, has identified five places
consumers should never use their bank or credit card in order to help prevent their identity from
being stolen and to protect their personal information.

Here are the places you should think twice before swiping or entering those priceless digits:

1.) Online shopping sites that are not secure. Before you enter your credit or bank card
information, look for the lock icon without any overlays.

While you are checking out, you should see this icon in your web browser:





Not either of these:



,

Some sites, Amazon included, will not show you a lock icon until you login to your account or
begin the check out process.

This means anyone can see what you are shopping for while you are browsing.

2.) Hidden / out of view terminals. A hidden terminal could be as simple as the gas pump
furthest away from the center or an unattended station for automatic checkouts at the grocery
store.

These are sweet targets for credit card skimming devices that can sit there for months without
anyone noticing.


3.) Cell phone charging stations. While it may sound convenient to swipe your card to charge
your phone for free when the battery is nearly dead, but you should think again.



8 Cyber Warnings E-Magazine – July 2015 Edition
Copyright © Cyber Defense Magazine, All rights reserved worldwide

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