Page 79 - Cyber Defense eMagazine - November 2017

Another example is an international shopper using their non-US card (with an overseas billing
address) for payment, but requesting a US shipping address. This could be a fraudulent order
from a criminal in a foreign country using a reshipping service to conceal their location.

This could also be a legitimate international shopper using a reshipping address because the
merchant doesn’t ship products globally, but they still want jump on a great deal. This example
combines the billing/shipping address mismatch of the previous example with international
factors - foreign card and use of a reshipper—which often raise red flags and thus can get
falsely declined.

By responding to the actual size of e-commerce fraud risk, switching to more sophisticated fraud
prevention solutions, and optimizing their manual review policies, online merchants can both
boost their revenue and minimize their losses from fraudsters this holiday season.

About the Author

Anna Jones is an experienced freelance writer, and has written for a
number of high quality publications. She loves to write about
anything technology, but dabbles in a bit of interior design. She may
be reached at [email protected] and on twitter at
@a_jonesyjones

79 Cyber Defense eMagazine – November 2017 Edition
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